i thought about waiting to pitch the yeast the next day, when the temp would have been i the 60's.... any downside to that?
As long as your sanitation is top notch no.
Ever though about a swamp cooler?
A big tub/cooler that you put the carboy in and then add water/ice to get to pitching/fermentation temps.
i've looked into making one of those things. i have a keezer i usually ferment in, but i've got a beer kegged in that as we speak and i haven't gotten my kegerator hooked up that i just bought... i have to change out some hoses and "recondition" it a bit before i use it.