Kevin:
Are you saying I should be transferring as I'm whir pooling? I thought i stir and stir and then stir some more let that rest and then transfer??? Or are both of those correct??
In large professional breweries, they have specific whirlpool vessels where they pump wort from the kettle into the whirlpool kettle, but in homebrew (and most craft breweries) it's not necessary. You can just stir your wort with a large spoon. Don't worry too much about contamination, the wort is still pretty flippin' hot - and the spoon will become pasteurized in no time. Just make sure the spoon is clean.
I have a pretty advanced set up with a pump. What I do is after the boil I'll recirculate my wort through a counterflow chiller and back into my kettle for about 20 minutes, or until it reaches about 165f and if the recipe calls for it i'll throw in more hops. If the recipie does not call for more hops, i'll try to knock out as much heat as I can this way before kicking it into the fermenter. This will allow more hop character without the bitterness. If you can't be as precise with the wort temp as I am, you can still add in whirlpool hops but between boiling and about 170f isomerization will happen and cause more bitterness. Keep that in mind when designing your recipe.
But honestly, you could just take a big spoon or mash paddle and give it a good stir, toss in the hops, then let it rest for a good 20 minutes. If your wort is in that zone above 170f then be careful how much time you let the hops sit in the whirlpool - less is better.
But the main point of the whirlpool is that as the wort cools down, the solids fall down and since it's circulating in the kettle - all the solids will collect to the middle and make it more difficult for that junk to make it into the fermenter.