Well, for any man who is open to listening, if you have moobs, you have a testosterone/estrogen imbalance that will take years off of your life expectancy. Healthy men do not have moobs. When I was a body builder, the effects of elevated testosterone resulting in elevated estradiol was known as "b*t*ch t*t," which resulted in hard upper pecs, but soft lower pecs. What that condition is known as is gynecomastia (look it up). The extra flesh in the pecs is not fat. It is the development of breast tissue (a.k.a. feminization of the male body along with rounding of the face and hips). For steroid/testosterone using bodybuilders, it was the result of extremely high testosterone levels without the mitigating affects of an aromatase inhibitor such as anastrozole. We did not have anastrozole available to use in the eighties and early nineties, so dabbling in testosterone supplementation and anabolic steroids was akin to rolling the dice. Luckily, I was an all-natural body builder because I did not have a problem putting on muscle weight. I never got grotesquely huge, but I did reach a point where I weighed 225 at 5'11.75" with 6% body fat. I had a 52" chest with a 32" waist, which means that BMI is a BS measurement. It is only valid for small and medium build people. Muscle weighs significantly more than fat, but if one is fat, one is deluding oneself with respect to BMI.